
Keanu Mbeki
Former retail manager, Pretoria
The Challenge
At 28, Keanu was earning decent money but watching it disappear each month. "I'd hear friends talking about investments and feel completely lost," he recalls. Credit card debt was growing, and he couldn't figure out where his salary went.
Learning Process
Started with daravonquolis's budgeting fundamentals in early 2024. Spent three months just tracking expenses before moving to investment basics. "The hardest part was admitting I knew nothing about money management."
Breakthrough Moment
Six months in, Keanu finally understood compound interest through practical examples. "When I calculated what my coffee spending could become if invested, everything clicked. It wasn't about denying myself - it was about conscious choices."
Current Progress
By late 2024, established an emergency fund and started systematic investing. Now helps other retail workers understand basic financial concepts. "I'm not wealthy, but I'm not stressed about money anymore."